:root{--navy:#0a1f3d;--blue:#3c83f6;--deep:#1c72c5;--white:#ffffff;--text:#000000;--line:rgba(28,114,197,.18);--tint:rgba(60,131,246,.06)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.6;font-size:1.0625rem}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.2;margin:0 0 .6em;color:var(--text)}
h1{font-size:clamp(2rem,6vw,3.25rem);color:var(--white)}
h2{font-size:clamp(1.6rem,4vw,2.25rem)}
h3{font-size:1.2rem}
a{color:var(--deep)}
a:focus-visible,.btn:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--blue);color:var(--navy);padding:8px 12px;z-index:10}
.skip:focus{left:8px;top:8px}
.top{background:var(--white);border-bottom:3px solid var(--blue);box-shadow:0 1px 6px rgba(10,31,61,.12);position:relative;z-index:5}
.bar{display:flex;flex-wrap:wrap;align-items:center;gap:8px 20px;padding-top:8px;padding-bottom:8px}
.brand{display:flex;align-items:center;margin-right:auto;min-height:48px}
.brand img{display:block;width:142px;height:52px}
.foot-logo img{display:block;width:197px;height:72px}
.foot-logo{display:inline-block;background:var(--white);border-radius:10px;padding:8px 16px;margin:0 0 .6em!important}
.nav{display:none;gap:14px}
.nav a{color:var(--navy);font-weight:600;text-decoration:none;font-size:.95rem;display:inline-flex;align-items:center;min-height:48px;padding:0 4px}
.nav a:hover{color:var(--deep);text-decoration:underline}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;background:var(--blue);color:var(--navy);font-weight:700;text-decoration:none;padding:12px 18px;border-radius:6px;border:2px solid var(--blue);line-height:1.3;text-align:center}
.btn:hover{background:var(--white);color:var(--deep)}
.btn-sm{padding:8px 12px;font-size:.9rem;width:100%}
.btn-lg{padding:16px 24px;font-size:1.1rem}
.hero{position:relative;background:radial-gradient(ellipse at 80% 0%,rgba(60,131,246,.35) 0%,transparent 55%),linear-gradient(160deg,var(--navy) 0%,var(--navy) 55%,var(--deep) 100%);color:var(--white);padding:56px 0 130px;overflow:hidden}
.hero .lede{max-width:40em;font-size:1.15rem;margin:0 0 16px}
.hero .note{margin:0 0 8px;font-weight:600}
.hero .note:last-of-type{margin-bottom:24px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;font-weight:700;color:var(--deep);margin:0 0 .5em}
.hero .eyebrow{color:var(--white)}
.waves{position:absolute;left:0;bottom:-1px;width:100%;height:90px;display:block}
.section{padding:56px 0}
.alt{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cards{display:grid;gap:16px;grid-template-columns:1fr}
.card{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--deep);border-radius:8px;padding:20px 22px}
.card ul{margin:0;padding-left:1.1em}
.card li{margin:.2em 0}
.card li::marker{color:var(--deep)}
.card p{margin:0}
.tap{display:inline-block;min-height:48px;line-height:48px}
.faq{max-width:820px}
.faq h3{margin:1.4em 0 .3em}
.faq p{margin:0}
.cta-line{margin:28px 0 0}
.split{display:grid;gap:28px;align-items:center}
.area-art{max-width:220px;margin:0 auto}
.area-art svg{width:100%;height:auto}
.contact{background:var(--navy);color:var(--white);text-align:center}
.contact h2{color:var(--white)}
.contact .eyebrow{color:var(--blue)}
.phone-big{font-size:clamp(1.3rem,4.5vw,1.9rem);font-family:Georgia,serif;margin:0 0 .4em}
.phone-big a,.foot a,.contact p a{color:var(--blue)}
.foot{background:var(--navy);color:var(--white);padding:24px 0;font-size:.95rem;text-align:center;border-top:2px solid var(--blue)}
.foot p{margin:.3em 0}
@media (min-width:640px){.cards{grid-template-columns:1fr 1fr}.btn-sm{width:auto}.brand img{width:197px;height:72px}.top{position:sticky;top:0}.bar{padding-top:12px;padding-bottom:12px}}
@media (min-width:900px){.nav{display:flex}.cards{grid-template-columns:repeat(3,1fr)}.split{grid-template-columns:2fr 1fr}.hero{padding:96px 0 150px}.section{padding:80px 0}}

/* ---- contact form (corporate two-column) ---- */
.contact{text-align:left}
.contact-head{text-align:center;margin:0 0 28px}
.contact-grid{display:grid;gap:24px;align-items:start}
.form-card{background:var(--white);color:var(--text);border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.28),0 2px 6px rgba(0,0,0,.12);overflow:hidden}
.card-bar{background:var(--navy);border-bottom:3px solid var(--blue);padding:16px 24px}
.contact .card-bar{background:#11294d}
.card-bar h1,.card-bar h3{color:var(--white);margin:0;font-size:1.35rem}
.card-body{padding:20px 24px 24px}
.form-intro{margin:0 0 18px}
.fgrid{display:grid;grid-template-columns:1fr;gap:18px 20px}
.field{margin:0;min-width:0}
.cform label{display:block;font-weight:700;margin:0 0 6px;line-height:1.35}
.cform .req{font-weight:400;color:#3d4a5c}
.cform input[type=text],.cform input[type=tel],.cform input[type=email],.cform select,.cform textarea{display:block;width:100%;height:48px;padding:10px 12px;font:inherit;color:var(--text);background:var(--white);border:1.5px solid #6b7a8f;border-radius:6px;margin:0}
.cform textarea{height:auto;min-height:120px;resize:vertical}
.cform input:focus-visible,.cform select:focus-visible,.cform textarea:focus-visible{outline:3px solid var(--blue);outline-offset:1px;border-color:var(--deep)}
.cform [aria-invalid="true"]{border-color:#b3261e;border-width:2px}
.hint{font-size:.9rem;color:#3d4a5c;margin:6px 0 0}
.field-err{color:#b3261e;font-weight:600;margin:6px 0 0}
.form-errors{border:2px solid #b3261e;border-radius:6px;padding:12px 16px;margin:0 0 18px;background:#fdf3f2}
.form-errors p{margin:0}
.form-errors ul{margin:.4em 0 0;padding-left:1.2em}
.form-errors a{color:#8c1d18}
.form-note{background:var(--tint);border-left:4px solid var(--deep);padding:10px 12px;margin:0 0 18px}
.consent{display:grid;grid-template-columns:24px 1fr;gap:12px;align-items:start;background:#f4f7fb;border:1px solid var(--line);border-radius:8px;padding:14px}
.consent input{width:24px;height:24px;margin:2px 0 0;accent-color:var(--deep)}
.cform .consent label{font-weight:400;font-size:.92rem;margin:0}
.consent .opt{font-weight:700}
.consent.is-err{border-color:#b3261e}
.btn-block{display:flex;width:100%}
.cform button.btn{border:0;cursor:pointer;font:inherit;font-weight:700;font-size:1.1rem}
.privacy{font-size:.92rem;margin:12px 0 0;color:#3d4a5c}
.hp{position:absolute!important;left:-10000px!important;top:auto;width:1px;height:1px;overflow:hidden}
.call-panel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.18);border-radius:12px;padding:24px}
.call-panel h3,.call-panel h2{color:var(--white);margin:0 0 12px;font-size:1.35rem}
.call-panel .phone-big{margin:0 0 16px}
.call-facts{list-style:none;padding:0;margin:20px 0 0}
.call-facts li{padding:10px 0;border-top:1px solid rgba(255,255,255,.16)}
.call-sms{margin:16px 0 0}
.call-sms a{color:var(--blue);display:inline-block;min-height:48px;line-height:48px}
.call-panel.light{background:var(--tint);border-color:var(--line)}
.call-panel.light h2{color:var(--text)}
.call-panel.light .call-facts li{border-top-color:var(--line)}
.foot-links{display:flex;flex-wrap:wrap;justify-content:center;gap:0 20px;margin:.4em 0 0}
.foot-links a{color:var(--blue);display:inline-block;min-height:48px;line-height:48px}
.legal .wrap{max-width:820px}
.legal h1{color:var(--text)}
.legal h2{font-size:1.4rem;margin-top:1.6em}
.legal li{margin:.35em 0}
.updated{color:#3d4a5c;font-size:.95rem}
.legal .optin-grid{max-width:none}
.legal:has(.optin-grid) .wrap{max-width:1120px}
.page-plain .wrap{max-width:720px}
.thanks-card .card-body p{margin:0 0 14px}
@media (min-width:640px){.fgrid{grid-template-columns:1fr 1fr}.field-full{grid-column:1/-1}}
@media (min-width:900px){.contact-grid{grid-template-columns:minmax(0,3fr) minmax(0,2fr);gap:32px}.card-body{padding:24px 28px 28px}.call-panel{position:sticky;top:120px}}
.call-panel .phone-big{font-size:clamp(1.05rem,4.2vw,1.3rem);white-space:nowrap}
.legal .card-bar h1{color:var(--white);font-size:1.35rem}.legal .call-panel h2{margin-top:0}
.contact p.privacy a{color:#1558a8}.contact .call-panel p a,.contact .call-panel .call-sms a{color:#fff;text-decoration:underline}.contact .call-panel a.btn{background:#fff;border-color:#fff;color:var(--navy)}